Compare Body Shop Insurance
Get cheaper insurance for your body shop repair garage insurance business today.
About Body Shop Insurance
Body shop insurance is a type motor trade insurance cover business that repair vehicle bodies. Repairs range from scratch removal to resprays or alley refurbishments. Vehicles worked is usually varied covering including bikes, lorries, vans, cars and more.
Body shop insurance policies are also likely to cover public liability insurance and employee liability. Underwriters will insure these polices separately and sometimes work out cheaper this way.
Get a quote online and et cheaper body shop insurance today by getting a quote and let us compare the market for you.
What Is Body Shop Insurance?
Body shop insurance will cover vehicles whilst in care or custody for the business. For any additional cover such as cover for when working on the car there is a need for public liability insurance.
If you are unsure one of our helpful advisors can help you decide what policy you need.
Things That Affect Your Body Shop Insurance Policy
Years trading as a body shop
New body shop garages are higher risk than long standing body shops hence the insurance is more for the body.
No claims discount
If you have no claims you prove to the underwriter you have a strong track record of not having accidents or making mistakes.
Being Under 25
By having only those over 25 on your body shop garage motor trade policy it will considerably reduce premiums. You are still able to employee under 25’s but for the best savings opt for them to be unable to drive the cars.
Types of vehicles you work with
It can be hard to know exactly what vehicles you will work on, however if you know you will only ever work on a limited variety of vehicles you can get a cheaper policy by not having an ‘any vehicle’ policy.
Location of business premises
Location will have an affect on your policy rate. Pricing for locations is worked out on historical claims within an area and crime rates among other factors.
Paying for body shop insurance upfront
By paying a yearly fee instead of monthly instalments you could save your business £100’s.
Increasing voluntary excess
Providing a voluntary excess it gives an insurance underwriter confidence you are not wanting to claim.
Shopping around 30 days before renewal
By shopping around, you’ll ensure you get the best renewal price for yourbody shop garage. We suggest doing this 30 days before renewal, any longer than 30 days will result in not all underwriters providing you with a quote meaning you may miss out on the best deals.
Get Cheaper Body Shop Garage Insurance
About iQuote Insurance
iQuote Insurance is part of the Leads2Market network that connects individuals and businesses to brokers who can offer them bespoke quotes. Leads2Market has helped over 30,000 customers in the last 2 years get a competitive insurance quote.
You will either be contacted by a broker directly or a specialist quote handler if any details need double-checking.
Having a large panel of brokers, we can ensure you get the best deal across the whole market.
No matter your age, experience, and requirements, we can help you get the right body shop garage policy for you, keeping you and your business protected.