What is Courier Insurance?
If you carry goods other than your own, with multiple drops required daily, to fully cover your vehicle and the service you provide a Courier Insurance Policy is required. Your Courier Insurance is not restricted to just a Courier Van - typically a Courier Policy can cover Vans, Motorbikes or Cars.
The main difference between a Courier Policy and a Van Insurance policy with business use; is that your Courier Insurance covers the transport of other peoples goods, this will be referred to in your Policy Documentations as Haulage Cover or Hire and Reward. However there are common components with other Insurance policies you will have held previously. You can still choose between Third Party Only, Third Party Fire & Theft and Comprehensive Cover. The policy you choose can have a voluntary excess or include only named drivers to provide the cheapest Courier Insurance possible.
If you have not had a Courier Insurance policy before, we are able to provide a ‘mirrored’ no-claims bonus. This means that if you have private car no-claims we may be able to give you a discount on your Courier Policy, whilst you are building up a Courier No Claims Bonus. Whether you have been working as a Courier for many years, or you are new to the industry we can save you money - get a Courier Quote from iQuote Insurance to save up to 40%.
Whether you have just one vehicle, or a fleet of vans for your Courier business, we can find the right low cost Courier Insurance policy for you. We can also provide you with a quote for your Goods in Transit Insurance, this covers you for the contents of your Courier vehicle that you transport for Hire and Reward. We provide even greater discounts if you take a Courier policy and Goods in Transit policy simultaneously. |